24 Hours
Approval time
95%
Returning Customers
4.8/5.0
Satisfaction Rating
+7,000
Funded Businesses
Merchant Cash Advance
Flexible access to funds based on receivables.
Fast approval, money in hours
No collateral, no hassle
Easy application, minimal docs
Perfect for urgent growth needs
Term Loan
Traditional funding with longer terms.
Fixed payments, easy to plan
Larger funding amounts available
Competitive terms and rates
Ideal for long-term growth and big projects
Line Of Credit
Obtain revolving capital as required.
Instant access to funds anytime
Only pay for what you use
Flexible terms, no long waits
Great for cash-flow gaps and quick opportunities
Equipment Financing
Acquire equipment with little to no upfront cost
100% Financing available
Tax write-offs
Collateralized equipment
- Affordable interest rates
SBA Loans
Lower rates with government-backed support
Longer repayment terms
Access to larger loan amounts
- Predictable monthly payments
- Support for startups and stablished businesses
Receivables Factoring
Unlock funds through unpaid invoices
Improves liquidity
- Access capital through AR
- Great for businesses with long payment cycles
- Reduces credit risk
Hard Money Loans
Asset-Based Financing
Secured primarily by real estate
Typically 6–24 months
Great for properties that don’t qualify with banks.
REO Schedule (PFS) needed for submission
Home Equity Line of Credit
Revolving funds against the value of your home
Up to 750K loan amount
Max of third lien position
Terms up to 30 years
Eligible in most states
See why our customers
love Zander Merchants.
And why you will too.
At Zander Merchants, we strongly believe that small and medium-sized businesses deserve the leverage to grow at fair prices and take advantage of daily opportunities.
That’s why we created a fintech platform offering a full spectrum of funding solutions—from quick bridge options to more traditional financing. We’ve made the process fast, simple, and fully transparent.
Our main goal is to build long-term relationships with our customers in a way that truly benefits the merchant and keeps the experience seamless.
Simplified Funding
Fair interest rate with no impact on your credit
1. Apply Online
Complete our application in just 5 minutes. No lengthy paperwork or complex forms required.
2. Get Approved
Receive approval within 24 hours. Our team reviews your application quickly and efficiently using advanced technology.
3. Receive Funds
Get your funds deposited directly into your account within 1-2 business days of approval. No waiting around.